Sacramento County Property Tax
Property tax in Sacramento County is about 1.14% of assessed value — the 1% Proposition 13 base levy plus each area's voter-approved debt — about 1.08% to 1.2% across most Tax Rate Areas (a few exceed this). Many newer communities also carry Mello-Roos special taxes on top of that. The figures below come from the Sacramento County Assessor roll and the Auditor-Controller's current tax rates.
Ad-valorem rates only (they exclude Mello-Roos and fixed direct assessments); shown as a typical range for each area, not your exact parcel.
Short version: most Sacramento County homes pay about 1.08% to 1.2% of assessed value (1.14% is typical), which for a typical city of Sacramento home is near $3,746 a year. Estimate yours with the Sacramento County property tax calculator, find your area's rate on the rate by ZIP code page, and check whether your community carries a special tax on the Sacramento County Mello-Roos list. The county's largest suburb has its own page: Elk Grove property tax. Data: Sacramento County Assessor 2025 secured roll (public); Sacramento County Auditor-Controller TRA rates 2026/2027.
Property tax by city in Sacramento County
Typical figures for existing owners, by city. “Typical home value” is the median single-family assessed value (a Proposition 13 base-year value, not a buyer's price); the bill applies the area's median rate. Prefer to look up by area? See the property tax rate by ZIP code, or the full data on the data & methodology page.
| City | Typical rate | Typical home value | Typical annual tax | Total assessed value |
|---|---|---|---|---|
| Sacramento | 1.0892–1.1883% | $329,000 | $3,746 | $78.6 billion |
| Elk Grove | 1.0802% | $463,000 | $5,001 | $30.4 billion |
| Folsom | 1.0831–1.1921% | $612,000 | $6,629 | $21.9 billion |
| Citrus Heights | 1.1883% | $319,000 | $3,791 | $10.0 billion |
| Rancho Cordova | 1.0892–1.2832% | $444,000 | $5,697 | $14.7 billion |
| Carmichael | 1.1883–1.1981% | $399,000 | $4,780 | — |
| Fair Oaks | 1.2046% | $448,000 | $5,397 | — |
| Antelope | 1.0698–1.1246% | $369,000 | $4,150 | — |
| Galt | 1.103% | $383,000 | $4,224 | $3.4 billion |
| Orangevale | 1.1883% | $380,000 | $4,516 | — |
| North Highlands | 1.187% | $226,000 | $2,683 | — |
| Rio Linda | 1.187% | $290,000 | $3,442 | — |
| Gold River | 1.1883% | $527,000 | $6,262 | — |
| Rancho Murieta | 1.0892% | $562,000 | $6,121 | — |
| Wilton | 1.0579–1.0802% | $625,000 | $6,751 | — |
In Elk Grove, the county's largest suburb, a typical single-family home is assessed near $463,000 for about $5,001 a year — see the Elk Grove property tax rate →
Rancho Cordova property tax runs higher than most of the county — about 1.28% — because its newer neighborhoods carry more voter-approved debt and many also sit in Mello-Roos districts; a typical single-family home there is assessed near $444,000 for about $5,697 a year. See the Rancho Cordova property tax rate →
Sources: Sacramento County Assessor 2025 secured roll (values, parcel types), Sacramento County Auditor-Controller 2026/2027 tax rates, and California BOE assessed-value totals by city (total assessed value).
Sacramento County property tax by the numbers
How often Sacramento County property changes hands, gets reassessed, or wins relief each year — the county-level activity behind the rates above, from the California Board of Equalization's latest reported figures.
Source: California State Board of Equalization assessors' workload tables (counts self-reported by county assessors; aggregates only, no parcel or owner identities). Figures reflect filings/assessments processed and can lag the event year — verify against the Sacramento County Assessor before relying on them.
How Sacramento County property tax is calculated
California taxes property under Proposition 13: your assessed value is generally set when you buy, then rises no more than 2% a year until the property changes hands or is newly built. The annual bill is the assessed value times the ad-valorem rate — the 1% base plus voter-approved bonds — and then any parcel-specific charges are added.
What's on a Sacramento tax bill
Ad-valorem tax (1% base + voter-approved debt) · Mello-Roos special taxes, where the parcel is in a Community Facilities District · fixed direct assessments (lighting, landscaping, etc.). Only the first is value-based; the rate figures here cover that part.
Want to see the actual line items for your area? Look up what's in your Sacramento property tax → — every ad-valorem levy by agency, what it funds, and any Mello-Roos district.
Learn the rules behind the rate in our statewide guides: Proposition 13, Mello-Roos, and what triggers a reassessment.
Due dates & where to pay
Sacramento County property taxes are paid in two installments: first due November 1 (delinquent after December 10) and second due February 1 (delinquent after April 10). A 10% penalty applies after each delinquency date. Pay or look up a parcel through the Sacramento County Department of Finance property-tax system, e-PropTax, by parcel number (APN).
These deadlines are set by California state law (Revenue & Taxation Code §§ 2605, 2606, 2617 and 2701) and are the same in every county — this is general education, not a county-by-county check. If a delinquency date falls on a weekend or legal holiday, it moves to the next business day. Always confirm the exact dates and amounts on your own tax bill and your county tax collector's website. See the full California property tax due-date calendar for the dated 2026–27 schedule, penalties, and when bills are mailed.
Want the exact charges on your parcel? Check your actual bill and its direct assessments on Sacramento e-PropTax ↗
Home insurance in Sacramento County
Property tax is not the only cost that follows the property. Three public figures for Sacramento County, each a county aggregate from the FAIR Plan, the Department of Insurance (CDI) or the Office of the State Fire Marshal:
- 2,001 FAIR Plan policies in force on Sept 30, 2025 (+445% since 2021); 0.1% of insured homes were on the FAIR Plan in 2022 (CDI). FAIR Plan by county and ZIP →
- 0.2% of 587,551 homes (2020) are in a High or Very High fire hazard zone: 0.1% under the state map in force since 2024, 0.1% under the 2025 local recommendations. Zones by county, city and ZIP →
- 9.3% of voluntary-market policies that came up for renewal in 2023 were non-renewed, counting both the insurer's and the policyholder's non-renewals (CDI puts 75–80% of non-renewals on the policyholder). Non-renewal rates by county and ZIP →
Frequently Asked Questions
What changed in Sacramento County's rates for 2026-27
Comparing the county's 2026-27 rate book with 2025-26, Tax Rate Area by Tax Rate Area, the parcel-weighted median ad-valorem rate fell from 1.1454% to 1.1388% (−0.0066 points). Rates went up for 58.1% of the county's 499,605 parcels in rated areas and down for 41.9%. The 1% Proposition 13 base never moves; what moved is the voter-approved debt on top of it, which each agency recalculates every year from the bonds it must repay and the assessed value that repays them.
- ELK GROVE UNIFIED GOB: 0.0249% → 0.0641% (+0.0392), on about 122,271 parcels — Repair and modernization of classrooms, roofs, plumbing and HVAC, student safety/security, career-technical facilities, and instructional technology..
- TWIN RIVERS UNIFIED GOB: 0.0543% → 0.0927% (+0.0384), on about 58,913 parcels — Middle and high school facilities: HVAC/electrical, drinking water, playgrounds, asbestos/mold/lead, roofs, security, classrooms. Also remaining 2006-authorization (Measure G-era) high-school debt..
- LOS RIOS COLLEGE GOB: 0.0208% → 0.0162% (−0.0046), on about 469,905 parcels — Campus facilities at American River, Cosumnes River, Folsom Lake, and Sacramento City Colleges (classrooms, labs, repairs)..
Every Tax Rate Area's move, the levies behind it and the other counties with a 2026-27 book are on California property tax rate changes for 2026-27 →
How much is property tax in Sacramento County?
The ad-valorem property tax is about 1.14% of assessed value — the 1% Proposition 13 base plus voter-approved debt — for a typical total of about 1.14% across the county (roughly 1.08%–1.2% across most Tax Rate Areas). In the city of Sacramento a typical single-family home is assessed at about $329,000 (an existing owner's Prop 13 value), for a yearly tax near $3,746, before any Mello-Roos or fixed direct assessments.
What is the property tax rate in Sacramento County?
The rate is the constitutional 1% base plus each area's voter-approved debt, which varies by Tax Rate Area. Across the county the ad-valorem total runs roughly from 1.08% to 1.2%, with a median near 1.14%. Newer master-planned communities can also carry Mello-Roos special taxes on top of that.
When are Sacramento County property taxes due?
The first installment is due November 1 and delinquent after December 10; the second is due February 1 and delinquent after April 10. A 10% penalty applies after each delinquency date. Sacramento County bills and collects through the Department of Finance. These deadlines are set by California state law (Revenue & Taxation Code §§2605–2606 and §§2617–2619) and are the same statewide; if a date falls on a weekend or holiday it moves to the next business day. Confirm the exact dates on your own tax bill and the county tax collector's website.
How do I pay or look up my Sacramento property tax?
Pay online or look up a parcel through the Sacramento County Department of Finance property-tax system (e-PropTax) by parcel number (APN). You can also pay by mail or in person. Your bill lists the ad-valorem rate plus any Mello-Roos and direct assessments separately.
Does Sacramento County have Mello-Roos?
Yes, commonly in newer master-planned areas — Elk Grove, North Natomas, Rancho Cordova, and parts of Folsom. Mello-Roos is a special tax for a Community Facilities District, billed on top of the 1% base rate, and it is not based on your home's value. Older, established neighborhoods are less likely to have it. Check the parcel's tax bill for the line item.
Why is my Sacramento property tax higher than my neighbor's?
Two reasons. Under Proposition 13 your taxable value generally follows what you paid when you bought, so a recent buyer usually has a higher assessed value than a long-time owner next door. And a home inside a Mello-Roos district pays a special tax that a nearby home outside the district does not.
Learn More
Educational estimates only, not an official bill. Rates are ad-valorem only (excluding Mello-Roos and fixed direct assessments) and shown as an area range, not your parcel's exact Tax Rate Area. Assessed values are existing-owner Proposition 13 figures, not a buyer's price. Confirm current figures with the Sacramento County Assessor and Department of Finance.
Last reviewed: October 2026.