What's in Your Sacramento Property Tax?
Your Sacramento County property tax isn't one number — it's the 1% Proposition 13 base plus a stack of voter-approved bonds that depends on your Tax Rate Area, and possibly a Mello-Roos special tax on top. Use the two tables below — Tax Rate Areas by city for the ad-valorem side, and Mello-Roos by jurisdiction for the special taxes.
Sacramento County's Tax Rate Areas at a glance (2026/2027)
The 2026/2027 rate book lists 1,939 Tax Rate Areas in Sacramento County. The Assessor's roll maps 507,939 parcels to 24 cities and communities (the table below); the 1,141 Tax Rate Areas listed under those communities hold 499,605 of them (the rest sit in Tax Rate Areas too small to list under a community). Their rates run from 1.0579% to 1.2832% of assessed value, with a parcel-weighted median of 1.1388%. Beyond the 1% Proposition 13 base, 42 voter-approved levies apply: 24 school district bonds, 7 community college bonds, 4 park and open-space bonds, 4 other voter-approved levies plus 3 more across 2 other categories.
Two different averages: the 1.1388% above is the parcel-weighted median of the county's own 2026/2027 rate book; the 1.155% on the Sacramento County guide is the Board of Equalization's county-average rate (2024-25), a different method and year. Both are ad-valorem only.
| City / community | Parcels | TRAs | Most common TRA | Rate there | Largest add-on in that TRA |
|---|---|---|---|---|---|
| Sacramento | 254,195 | 552 | 03005 (10% of its listed parcels) | 1.1388% | SACTO UNIFIED GOB (0.1226%; Classrooms, labs, libraries, career-training centers, safety, and school construction/modernization. Bond proceeds cannot be used for administrator salaries.) |
| Elk Grove | 63,513 | 101 | 07099 (8% of its listed parcels) | 1.0803% | ELK GROVE UNIFIED GOB (0.0641%; Repair and modernization of classrooms, roofs, plumbing and HVAC, student safety/security, career-technical facilities, and instructional technology.) |
| Folsom | 30,871 | 29 | 04000 (27% of its listed parcels) | 1.0832% | FOLSOM CORDOVA IMP 5 (0.0496%; Renovation, rehabilitation, modernization, and new school facilities in north-of-50 Folsom.) |
| Citrus Heights | 27,401 | 32 | 06008 (33% of its listed parcels) | 1.1884% | SAN JUAN UNIFIED GOB (0.1632%; Repair and upgrade of aging classrooms, roofs, labs, asbestos/lead removal, safety, and related school facilities. District policy has emphasized shorter bond maturities than typical 30-year school debt.) |
| Rancho Cordova | 25,855 | 53 | 08004 (37% of its listed parcels) | 1.0893% | ELK GROVE UNIFIED GOB (0.0641%) |
| Carmichael | 19,290 | 50 | 54304 (39% of its listed parcels) | 1.1982% | SAN JUAN UNIFIED GOB (0.1632%) |
| Fair Oaks | 16,227 | 29 | 54402 (32% of its listed parcels) | 1.2047% | SAN JUAN UNIFIED GOB (0.1632%) |
| Antelope | 14,313 | 40 | 61001 (10% of its listed parcels) | 1.1246% | CENTER UNIFIED GOB (0.1086%; School facility construction, modernization, and related capital (classrooms, safety, infrastructure).) |
| Galt | 12,101 | 56 | 05033 (16% of its listed parcels) | 1.103% | GALT JT ELEM GOB (0.0451%; Elementary school facilities (repair, construction, modernization).) |
| Orangevale | 11,624 | 24 | 54426 (30% of its listed parcels) | 1.1884% | SAN JUAN UNIFIED GOB (0.1632%) |
| North Highlands | 9,228 | 43 | 59023 (37% of its listed parcels) | 1.187% | TWIN RIVERS UNIFIED GOB (0.0927%; Middle and high school facilities: HVAC/electrical, drinking water, playgrounds, asbestos/mold/lead, roofs, security, classrooms. Also remaining 2006-authorization (Measure G-era) high-school debt.) |
| Rio Linda | 5,544 | 43 | 59026 (43% of its listed parcels) | 1.187% | TWIN RIVERS UNIFIED GOB (0.0927%) |
| Gold River | 3,291 | 10 | 54460 (31% of its listed parcels) | 1.1884% | SAN JUAN UNIFIED GOB (0.1632%) |
| Rancho Murieta | 3,124 | 3 | 51322 (79% of its listed parcels) | 1.0893% | ELK GROVE UNIFIED GOB (0.0641%) |
| Wilton | 2,974 | 11 | 51027 (57% of its listed parcels) | 1.0803% | ELK GROVE UNIFIED GOB (0.0641%) |
Plus 9 smaller communities — all of them are in the city list below.
Voter-approved levies reaching the most parcels
- LOS RIOS COLLEGE GOB — Campus facilities at American River, Cosumnes River, Folsom Lake, and Sacramento City Colleges (classrooms, labs, repairs).: up to 0.0162% on 94% of the county's roll parcels
- SACRAMENTO METRO FIRE GOB — Fire stations (new, expanded, relocated), a training facility, fire engines/ladder trucks/ambulances, and replacement of aging lifesaving equipment (SCBA, cardiac monitors, etc.).: up to 0.009% on 44% of the county's roll parcels
- ELK GROVE UNIFIED GOB — Repair and modernization of classrooms, roofs, plumbing and HVAC, student safety/security, career-technical facilities, and instructional technology.: up to 0.0641% on 24% of the county's roll parcels
- SACTO UNIFIED GOB — Classrooms, labs, libraries, career-training centers, safety, and school construction/modernization. Bond proceeds cannot be used for administrator salaries.: up to 0.1226% on 22% of the county's roll parcels
- SAN JUAN UNIFIED GOB — Repair and upgrade of aging classrooms, roofs, labs, asbestos/lead removal, safety, and related school facilities. District policy has emphasized shorter bond maturities than typical 30-year school debt.: up to 0.1632% on 21% of the county's roll parcels
- TWIN RIVERS UNIFIED GOB — Middle and high school facilities: HVAC/electrical, drinking water, playgrounds, asbestos/mold/lead, roofs, security, classrooms. Also remaining 2006-authorization (Measure G-era) high-school debt.: up to 0.0927% on 12% of the county's roll parcels
Look up or pay your Sacramento County bill: finance.saccounty.gov/content/finance/us/en/tax/tax/secured-taxes.html ↗ (the county's own portal; search by parcel number or address) · fees and all counties
Source: Sacramento County Auditor-Controller Compilation of Tax Rates by Code Area, 2026-2027; Sacramento County Assessor 2025 secured roll (city -> dominant TRA only). Parcel counts are roll parcels aggregated by city and Tax Rate Area — no parcel or owner identities. Rates are ad-valorem only; Mello-Roos and fixed direct assessments are billed separately. Open a city below for every Tax Rate Area and its itemized levies.
Primary sources: Sacramento County Auditor-Controller TRA rates 2026/2027 (Compilation of Tax Rates by Code Area, rate book PDF) · Sacramento County Assessor 2025 secured roll (public) · California State Board of Equalization property tax data portal. Check a figure against the document before relying on it.
Tax Rate Areas by city
The ad-valorem side (1% base + voter-approved bonds). Open a city to browse its Tax Rate Areas and their itemized levies — or look up your exact TRA or parcel.
Loading cities…
Mello-Roos by jurisdiction
The special-tax side — 193 Community Facilities District (CFD) special taxes billed county-wide. Open a jurisdiction to see each district, what it funds, and its Direct Levy code.
| Jurisdiction | Mello-Roos districts | |
|---|---|---|
| Sacramento | 53 (+10 inactive) | View → |
| Other (conduit issuer) | 43 (+1 inactive) | View → |
| Folsom | 34 (+7 inactive) | View → |
| Rancho Cordova | 20 | View → |
| Sacramento County | 15 (+4 inactive) | View → |
| Elk Grove | 8 | View → |
| Cordova Recreation & Park District | 5 | View → |
| Galt | 4 (+3 inactive) | View → |
| Cosumnes Community Services District | 3 (+1 inactive) | View → |
| Southgate Parks & Recreation District | 3 | View → |
| School district | 2 (+2 inactive) | View → |
| Rancho Murieta Community Services Dist | 1 (+1 inactive) | View → |
| North Highlands Rec & Park District | 1 | View → |
| Rio Linda Elverta Recreation & Park Dist | 1 | View → |
Browse the full Sacramento County CFD directory → — every district, searchable by name or Direct Levy code.
Frequently Asked Questions
What makes up my Sacramento property tax rate?
Every parcel pays the 1% Proposition 13 base levy. On top of that, your Tax Rate Area adds the voter-approved bond debt for the agencies that serve it — the school district, community college, and sometimes fire or park districts. Across Sacramento County the total ad-valorem rate is typically about 1.1387%, but the exact mix depends on your Tax Rate Area. Mello-Roos, where it applies, is billed separately on top.
What is a Tax Rate Area (TRA)?
A Tax Rate Area is a geographic zone with a unique combination of overlapping taxing agencies. Two homes in the same city can sit in different TRAs and pay slightly different rates, because they fall under different school or special-district bonds. Your TRA number is printed on your county tax bill.
Is Mello-Roos included in these rates?
No. The rates here are ad-valorem only (a percentage of assessed value). Mello-Roos / Community Facilities District special taxes are flat, per-parcel charges billed separately, and apply only to parcels inside a district — common in newer subdivisions like parts of Elk Grove, Folsom, and Rancho Cordova. The district list below shows the typical amounts.
Why is my rate different from my neighbor's?
If your neighbor is in a different Tax Rate Area — or inside a Mello-Roos district while you aren't — your totals will differ even on the same street. Open your city's Tax Rate Areas below to see (or look up) your parcel's exact TRA and its ad-valorem breakdown, and check the Mello-Roos table for any special tax.
Learn More
Sources: Sacramento County Auditor-Controller Compilation of Tax Rates by Code Area (2026/2027) for the itemized ad-valorem levies; CFD formation documents and CDIAC for Mello-Roos. Ad-valorem rates exclude Mello-Roos and fixed direct assessments; a city's “most common” TRA is a convenience — your parcel's TRA (on your bill) is authoritative. Educational information, not an official bill.
Last reviewed: October 2026.