What's in Your Sacramento Property Tax?
Your Sacramento County property tax isn't one number — it's the 1% Proposition 13 base plus a stack of voter-approved bonds that depends on your Tax Rate Area, and possibly a Mello-Roos special tax on top. Use the two tables below — Tax Rate Areas by city for the ad-valorem side, and Mello-Roos by jurisdiction for the special taxes.
Tax Rate Areas by city
The ad-valorem side (1% base + voter-approved bonds). Open a city to browse its Tax Rate Areas and their itemized levies — or look up your exact TRA or parcel.
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Mello-Roos by jurisdiction
The special-tax side — 193 Community Facilities District (CFD) special taxes billed county-wide. Open a jurisdiction to see each district, what it funds, and its Direct Levy code.
| Jurisdiction | Mello-Roos districts | |
|---|---|---|
| Sacramento | 53 (+10 inactive) | View → |
| Other (conduit issuer) | 43 (+1 inactive) | View → |
| Folsom | 34 (+7 inactive) | View → |
| Rancho Cordova | 20 | View → |
| Sacramento County | 15 (+4 inactive) | View → |
| Elk Grove | 8 | View → |
| Cordova Recreation & Park District | 5 | View → |
| Galt | 4 (+3 inactive) | View → |
| Cosumnes Community Services District | 3 (+1 inactive) | View → |
| Southgate Parks & Recreation District | 3 | View → |
| School district | 2 (+2 inactive) | View → |
| Rancho Murieta Community Services Dist | 1 (+1 inactive) | View → |
| North Highlands Rec & Park District | 1 | View → |
| Rio Linda Elverta Recreation & Park Dist | 1 | View → |
Browse the full Sacramento County CFD directory → — every district, searchable by name or Direct Levy code.
Frequently Asked Questions
What makes up my Sacramento property tax rate?
Every parcel pays the 1% Proposition 13 base levy. On top of that, your Tax Rate Area adds the voter-approved bond debt for the agencies that serve it — the school district, community college, and sometimes fire or park districts. Across Sacramento County the total ad-valorem rate is typically about 1.1454%, but the exact mix depends on your Tax Rate Area. Mello-Roos, where it applies, is billed separately on top.
What is a Tax Rate Area (TRA)?
A Tax Rate Area is a geographic zone with a unique combination of overlapping taxing agencies. Two homes in the same city can sit in different TRAs and pay slightly different rates, because they fall under different school or special-district bonds. Your TRA number is printed on your county tax bill.
Is Mello-Roos included in these rates?
No. The rates here are ad-valorem only (a percentage of assessed value). Mello-Roos / Community Facilities District special taxes are flat, per-parcel charges billed separately, and apply only to parcels inside a district — common in newer subdivisions like parts of Elk Grove, Folsom, and Rancho Cordova. The district list below shows the typical amounts.
Why is my rate different from my neighbor's?
If your neighbor is in a different Tax Rate Area — or inside a Mello-Roos district while you aren't — your totals will differ even on the same street. Open your city's Tax Rate Areas below to see (or look up) your parcel's exact TRA and its ad-valorem breakdown, and check the Mello-Roos table for any special tax.
Learn More
Sources: Sacramento County Auditor-Controller Compilation of Tax Rates by Code Area (2025/2026) for the itemized ad-valorem levies; CFD formation documents and CDIAC for Mello-Roos. Ad-valorem rates exclude Mello-Roos and fixed direct assessments; a city's “most common” TRA is a convenience — your parcel's TRA (on your bill) is authoritative. Educational information, not an official bill.