Sacramento Property Tax Rate by ZIP Code
The Sacramento County property tax rate isn't one number — it's the 1% Proposition 13 base plus each area's voter-approved debt, so it varies by ZIP. Below is the typical ad-valorem rate for 52 Sacramento County ZIP codes, from the Auditor-Controller tax rates, with the typical single-family home value and bill for each. Search for your ZIP or city.
Quick answer: across 52 Sacramento County ZIP codes the typical property tax rate runs about 1.0802%–1.1981% of assessed value for most parcels (the middle 80%; parcel-weighted median 1.1387%). It's highest in ZIPs 95655 (Mather) and 95670 (Rancho Cordova), tied at 1.2832% and lowest in 95638 (Herald) at 1.0579%.
Ad-valorem only (excludes Mello-Roos and fixed direct assessments); a typical rate for the ZIP, not your parcel's exact Tax Rate Area.
Enter your ZIP code to see its typical property tax rate and estimate your bill.
Highest and lowest property tax ZIP codes in Sacramento County
The highest property tax ZIP codes in Sacramento County — 95655 (Mather), 95670 (Rancho Cordova) — tie at about 1.2832%, and the lowest is 95638 (Herald) at about 1.0579%. The 1% Proposition 13 base is the same across every ZIP — the difference is voter-approved local debt. Mello-Roos and fixed direct assessments, where a parcel has them, are billed on top.
Ranked by typical ad-valorem rate (1% Proposition 13 base plus each area's voter-approved debt). A higher rate reflects more voter-approved school and municipal bonds in that area — not a higher assessment.
| Highest rates · ZIP | Area | Rate |
|---|---|---|
| 95655 | Mather | 1.2832% |
| 95670 | Rancho Cordova | 1.2832% |
| 95838 | Sacramento | 1.2434% |
| 95628 | Fair Oaks | 1.2046% |
| 95608 | Carmichael | 1.1981% |
| Lowest rates · ZIP | Area | Rate |
|---|---|---|
| 95638 | Herald | 1.0579% |
| 95641 | Isleton | 1.0726% |
| 95823 | Sacramento | 1.0802% |
| 95758 | Elk Grove | 1.0802% |
| 95757 | Elk Grove | 1.0802% |
Showing 52 of 52 ZIP codes.
| ZIP | Area | Typical rate (range across the ZIP's Tax Rate Areas) | Typical home value | Typical annual tax |
|---|---|---|---|---|
| 95608 | Carmichael | 1.1883–1.1981% | $399,000 | $4,780 |
| 95610 | Citrus Heights | 1.1883% | $343,000 | $4,076 |
| 95615 | Courtland | 1.1131% | $232,000 | $2,582 |
| 95621 | Citrus Heights | 1.1883% | $299,000 | $3,553 |
| 95624 | Elk Grove | 1.0802% | $446,000 | $4,818 |
| 95626 | Elverta | 1.1246–1.1601% | $301,000 | $3,385 |
| 95628 | Fair Oaks | 1.1981–1.2046% | $448,000 | $5,397 |
| 95630 | Folsom | 1.0831–1.1921% | $612,000 | $6,629 |
| 95632 | Galt | 1.103% | $383,000 | $4,224 |
| 95638 | Herald | 1.0579% | $511,000 | $5,406 |
| 95639 | Hood | 1.1131% | $144,000 | $1,603 |
| 95641 | Isleton | 1.0726% | $252,000 | $2,703 |
| 95655 | Mather | 1.2832% | $423,000 | $5,428 |
| 95660 | North Highlands | 1.187% | $226,000 | $2,683 |
| 95662 | Orangevale | 1.1883% | $380,000 | $4,516 |
| 95670 | Rancho Cordova | 1.1883–1.2832% | $370,000 | $4,748 |
| 95673 | Rio Linda | 1.187% | $290,000 | $3,442 |
| 95683 | Rancho Murieta | 1.0892% | $558,000 | $6,078 |
| 95690 | Walnut Grove | 1.0726–1.1131% | $353,000 | $3,929 |
| 95693 | Wilton | 1.0579–1.0802% | $625,000 | $6,751 |
| 95742 | Rancho Cordova | 1.0892–1.2216% | $566,000 | $6,165 |
| 95757 | Elk Grove | 1.0802% | $554,000 | $5,984 |
| 95758 | Elk Grove | 1.0802% | $394,000 | $4,256 |
| 95811 | Sacramento | 1.1387–1.178% | $480,000 | $5,466 |
| 95814 | Sacramento | 1.1387% | $629,000 | $7,162 |
| 95815 | Sacramento | 1.178–1.1949% | $209,000 | $2,462 |
| 95816 | Sacramento | 1.1387% | $526,000 | $5,990 |
| 95817 | Sacramento | 1.1387% | $300,000 | $3,416 |
| 95818 | Sacramento | 1.1387% | $506,000 | $5,762 |
| 95819 | Sacramento | 1.1387% | $504,000 | $5,739 |
| 95820 | Sacramento | 1.1387% | $221,000 | $2,517 |
| 95821 | Sacramento | 1.1883–1.2053% | $337,000 | $4,005 |
| 95822 | Sacramento | 1.1387% | $261,000 | $2,972 |
| 95823 | Sacramento | 1.0802–1.1387% | $236,000 | $2,549 |
| 95824 | Sacramento | 1.1387% | $195,000 | $2,220 |
| 95825 | Sacramento | 1.1793–1.2053% | $351,000 | $4,171 |
| 95826 | Sacramento | 1.1387–1.1477% | $290,000 | $3,328 |
| 95827 | Sacramento | 1.1477–1.2832% | $284,000 | $3,259 |
| 95828 | Sacramento | 1.0892% | $276,000 | $3,006 |
| 95829 | Sacramento | 1.0892% | $480,000 | $5,228 |
| 95830 | Sacramento | 1.0892% | $693,000 | $7,548 |
| 95831 | Sacramento | 1.1387% | $399,000 | $4,543 |
| 95832 | Sacramento | 1.1387% | $272,000 | $3,097 |
| 95833 | Sacramento | 1.1386–1.178% | $319,000 | $3,632 |
| 95834 | Sacramento | 1.1386–1.178% | $443,000 | $5,044 |
| 95835 | Sacramento | 1.1386–1.178% | $486,000 | $5,534 |
| 95837 | Sacramento | 1.1386% | $950,000 | $10,817 |
| 95838 | Sacramento | 1.178–1.2434% | $235,000 | $2,922 |
| 95841 | Sacramento | 1.187–1.1883% | $308,000 | $3,660 |
| 95842 | Sacramento | 1.187% | $261,000 | $3,098 |
| 95843 | Antelope | 1.0698–1.1246% | $369,000 | $4,150 |
| 95864 | Sacramento | 1.1883% | $468,000 | $5,561 |
Linked place names open that city's own property-tax guide; places without a link (unincorporated communities and smaller cities) don't have one yet.
How precise is this? A ZIP can span several Tax Rate Areas, so the figure above is typical for the ZIP, not your parcel's exact rate. For the exact rate, check your tax bill or look up your parcel through the Sacramento County e-PropTax parcel lookup ↗.
To estimate your annual bill from your price, use the Sacramento County property tax calculator →
Looking up a city rather than a ZIP?
The two suburbs people ask about most each span several ZIPs: ZIPs 95624, 95757 and 95758 are Elk Grove property tax territory, and 95670 and 95742 are Rancho Cordova property tax. Each city page shows its typical rate, home value and bill, and which of its areas carry Mello-Roos. Every Sacramento County city and community is listed on the county property tax page.
Frequently Asked Questions
What is the property tax rate in Sacramento by ZIP code?
Across Sacramento County the ad-valorem property tax rate for most parcels runs about 1.0802% to 1.1981% of assessed value (the middle 80% of parcels), with a parcel-weighted median near 1.1387% — the 1% Proposition 13 base plus each area's voter-approved debt. Some newer communities run higher; see the highest/lowest ZIP list above. It varies by ZIP because voter-approved school and municipal bonds differ from area to area.
Why does the property tax rate differ by ZIP code?
The 1% Proposition 13 base is the same everywhere, but each Tax Rate Area adds its own voter-approved bond debt (schools, cities, special districts). ZIP codes in areas with more approved bonds — and Sacramento's newer master-planned communities often carry more — have higher total rates. A single ZIP can span more than one Tax Rate Area, so the figure shown is a typical rate for that ZIP, not your parcel's exact rate.
Does my ZIP code determine my property tax?
Not by itself. Your tax is your assessed value (a Proposition 13 base-year value, usually tied to what you paid) times your parcel's Tax Rate Area rate, plus any Mello-Roos and fixed direct assessments. The ZIP rate here is a helpful area estimate; your bill depends on your assessed value and exact Tax Rate Area.
What is the average yearly property tax bill in Elk Grove?
Across Elk Grove's ZIP codes together, a typical single-family home is assessed at about $463,000 for an existing owner, which at the city's 1.0802% rate is roughly $5,001 a year before any Mello-Roos — the per-ZIP rows above (95624, 95757, 95758) differ because home values differ by neighborhood. See the Elk Grove property tax page for the city figures.
Are Mello-Roos and special assessments included in these rates?
No. These are ad-valorem rates only (the 1% base plus voter-approved debt). Mello-Roos / Community Facilities District special taxes — common in Elk Grove, North Natomas, Rancho Cordova, and Folsom — and fixed direct assessments are billed separately and can add hundreds to a few thousand dollars a year on some parcels.
Primary sources: Sacramento County Auditor-Controller TRA rates 2026/2027 (Compilation of Tax Rates by Code Area, rate book PDF) · Sacramento County Assessor 2025 secured roll (public) · California State Board of Equalization property tax data portal. Check a figure against the document before relying on it.
Learn More
Educational estimates only, not official bills. Rates are ad-valorem only (excluding Mello-Roos and fixed direct assessments) and are typical for the ZIP, not your parcel's exact Tax Rate Area. Home values are existing-owner Proposition 13 figures, not a buyer's price. Source: Sacramento County Auditor-Controller tax rates and the Sacramento County Assessor 2025 roll.
Last reviewed: October 2026.