San Jose Property Tax Rate
The typical property-tax rate in San Jose is about 1.23% of assessed value (about 1.2%–1.26% across Tax Rate Areas) — the 1% Proposition 13 base plus voter-approved debt. Estimate your own bill below.
At about 1.23%, San Jose is above the ~1.14% average across these California cities. In Santa Clara County — see the Santa Clara County overview →
At San Jose's typical rate of 1.23% (range 1.2%–1.26%):
$9,840 / year
Range across San Jose's Tax Rate Areas: $9,600–$10,080.
Ad-valorem only — excludes Mello-Roos and fixed direct assessments. Your exact rate depends on your parcel's Tax Rate Area. Under Proposition 13, assessed value is generally your purchase price, rising ≤2% a year.
How San Jose property tax is calculated
California taxes property under Proposition 13: your assessed value is generally set when you buy, then rises no more than 2% a year until the property changes hands or is newly built. The annual bill is that assessed value times the ad-valorem rate — the 1% base plus voter-approved bonds — which is why San Jose's typical rate works out to about 1.23%. Because the bonds differ by Tax Rate Area, two homes in San Jose can pay slightly different rates. Mello-Roos and fixed direct assessments, where they apply, are billed separately on top.
Learn the rules behind the rate: Proposition 13, Mello-Roos, and what triggers a reassessment.
Frequently Asked Questions
What is the property tax rate in San Jose, CA?
The typical property-tax rate in San Jose is about 1.23% of assessed value (roughly 1.2%–1.26% across its Tax Rate Areas) — the 1% Proposition 13 base plus voter-approved debt. That's above the average across these California cities (~1.14%). Mello-Roos and fixed direct assessments, where a parcel has them, are billed on top.
How much is property tax in San Jose?
Multiply your assessed value by about 1.23%. Under Proposition 13 your assessed value is generally what you paid when you bought, rising no more than 2% a year — use the calculator above for your own number.
Why do property tax rates vary within San Jose?
San Jose spans more than one Tax Rate Area (it has 249). The 1% base is the same everywhere, but each area adds its own voter-approved school, city, and special-district bonds, so two homes in San Jose can pay slightly different total rates. The figure here is the typical rate across San Jose's parcels.
When are property taxes due in San Jose?
Santa Clara County bills San Jose property taxes in two installments: the first is due November 1 (delinquent after December 10) and the second February 1 (delinquent after April 10), with a 10% penalty after each date. These deadlines are set by California state law and are the same countywide.
Learn More
Rate source: Santa Clara County Auditor-Controller Tax Rate Area rates joined to the Santa Clara County Assessor / GIS parcel roll (aggregates only, no parcel or owner data). The figure is the typical ad-valorem rate across San Jose's parcels; your parcel's exact rate depends on its Tax Rate Area, and Mello-Roos or fixed direct assessments are extra. Educational estimate, not an official bill.