Santa Clara Property Tax Rate by ZIP Code
The Santa Clara County property tax rate isn't one number — it's the 1% Proposition 13 base plus each area's voter-approved debt, so it varies by ZIP. Below is the typical ad-valorem rate for 57 Santa Clara County ZIP codes, from the Controller-Treasurer tax rates. Enter your ZIP and home value below to estimate your own bill, or search the table.
Quick answer: across 57 Santa Clara County ZIP codes the typical property tax rate runs about 1.1368%–1.2575% of assessed value (median 1.204%). It's highest in ZIP 95116 (San Jose) at 1.275% and lowest in 95046 (San Martin) at 1.1258%.
Ad-valorem only (excludes Mello-Roos and land-plus-improvement water levies); a typical rate for the ZIP, not your parcel's exact Tax Rate Area.
Enter your ZIP code to see its typical property tax rate and estimate your bill.
Highest and lowest property tax ZIP codes in Santa Clara County
Ranked by typical ad-valorem rate (1% Proposition 13 base plus each area's voter-approved debt). A higher rate reflects more voter-approved school and municipal bonds in that area — not a higher assessment.
| Highest rates · ZIP | Area | Rate |
|---|---|---|
| 95116 | San Jose | 1.275% |
| 95127 | San Jose | 1.2577% |
| 95140 | San Jose | 1.2577% |
| 95111 | San Jose | 1.2575% |
| 95122 | San Jose | 1.2575% |
| Lowest rates · ZIP | Area | Rate |
|---|---|---|
| 95046 | San Martin | 1.1258% |
| 95037 | Morgan Hill | 1.1258% |
| 95035 | Milpitas | 1.135% |
| 95129 | San Jose | 1.1368% |
| 95030 | Los Gatos | 1.142% |
Showing 57 of 57 ZIP codes.
| ZIP | Area | Typical rate |
|---|---|---|
| 94022 | Los Altos | 1.1491–1.1944% |
| 94024 | Los Altos | 1.1491–1.1617% |
| 94040 | Mountain View | 1.1467–1.156% |
| 94041 | Mountain View | 1.156% |
| 94043 | Mountain View | 1.156% |
| 94085 | Sunnyvale | 1.1691% |
| 94086 | Sunnyvale | 1.1513–1.1691% |
| 94087 | Sunnyvale | 1.1513–1.1691% |
| 94089 | Sunnyvale | 1.1671–1.1691% |
| 94301 | Palo Alto | 1.1974% |
| 94303 | Palo Alto | 1.1974% |
| 94304 | Palo Alto | 1.1522–1.1974% |
| 94305 | Stanford | 1.1924% |
| 94306 | Palo Alto | 1.1974% |
| 95002 | San Jose | 1.1696% |
| 95008 | Campbell | 1.1871–1.2374% |
| 95014 | Cupertino | 1.1583–1.1597% |
| 95020 | Gilroy | 1.2022–1.2147% |
| 95030 | Los Gatos | 1.1309–1.1444% |
| 95032 | Los Gatos | 1.142–1.2409% |
| 95033 | Los Gatos | 1.1275–1.1444% |
| 95035 | Milpitas | 1.135% |
| 95037 | Morgan Hill | 1.1258% |
| 95046 | San Martin | 1.1258% |
| 95050 | Santa Clara | 1.1786% |
| 95051 | Santa Clara | 1.1786–1.1846% |
| 95054 | Santa Clara | 1.1786% |
| 95070 | Saratoga | 1.1345–1.2254% |
| 95110 | San Jose | 1.204% |
| 95111 | San Jose | 1.232–1.2575% |
| 95112 | San Jose | 1.204% |
| 95113 | San Jose | 1.204% |
| 95116 | San Jose | 1.204–1.275% |
| 95117 | San Jose | 1.2133–1.2377% |
| 95118 | San Jose | 1.204–1.2592% |
| 95119 | San Jose | 1.232% |
| 95120 | San Jose | 1.204% |
| 95121 | San Jose | 1.2566–1.2575% |
| 95122 | San Jose | 1.2566–1.275% |
| 95123 | San Jose | 1.204–1.232% |
| 95124 | San Jose | 1.1874–1.2592% |
| 95125 | San Jose | 1.204–1.2133% |
| 95126 | San Jose | 1.204–1.2133% |
| 95127 | San Jose | 1.2448–1.275% |
| 95128 | San Jose | 1.196–1.2133% |
| 95129 | San Jose | 1.1368–1.2377% |
| 95130 | San Jose | 1.2133–1.2377% |
| 95131 | San Jose | 1.2207–1.2387% |
| 95132 | San Jose | 1.2387% |
| 95133 | San Jose | 1.2387–1.275% |
| 95134 | San Jose | 1.1696% |
| 95135 | San Jose | 1.2566% |
| 95136 | San Jose | 1.204–1.2575% |
| 95138 | San Jose | 1.2147–1.2566% |
| 95139 | San Jose | 1.1431% |
| 95140 | San Jose | 1.1258–1.2577% |
| 95148 | San Jose | 1.2448–1.2566% |
How precise is this? A ZIP can span several Tax Rate Areas, so the figure above is typical for the ZIP, not your parcel's exact rate. To see the exact rate by Tax Rate Area — or look up your parcel by APN — use the Santa Clara rate explorer →
Frequently Asked Questions
What is the property tax rate in Santa Clara County by ZIP code?
Across Santa Clara County the ad-valorem property tax rate for most ZIPs runs about 1.1368% to 1.2575% of assessed value (the middle 80% of ZIPs), with a median near 1.204% — the 1% Proposition 13 base plus each area's voter-approved debt. It varies by ZIP because voter-approved school, college, and city bonds differ from area to area.
Why does the property tax rate differ by ZIP code?
The 1% Proposition 13 base is the same everywhere, but each Tax Rate Area adds its own voter-approved bond debt (elementary, high school, and unified school districts, the community college district, county retirement and hospital bonds, Valley Water, and city bonds). ZIP codes in areas with more approved bonds have higher total rates. A single ZIP can span more than one Tax Rate Area, so the figure shown is a typical rate for that ZIP, not your parcel's exact rate.
How much is the property tax on my Santa Clara home?
Multiply your assessed value by your ZIP's rate — county-wide the median is about 1.204%, so a $1,500,000 assessed value is roughly $18,060 a year. Enter your ZIP and value in the calculator above for your area's rate. Your assessed value under Proposition 13 is close to your purchase price (plus up to 2% a year), not the current market value.
Are Mello-Roos and special assessments included in these rates?
No. These are ad-valorem rates only (the 1% base plus voter-approved debt). Mello-Roos / Community Facilities District special taxes, parcel taxes, and fixed direct assessments are billed separately. A few Santa Clara Valley Water District charges are assessed on land plus improvements and are also excluded from the rate shown.
Learn More
Educational estimates only, not official bills. Rates are ad-valorem, value-base only (excluding Mello-Roos, fixed direct assessments, and land-plus-improvement water levies) and are typical for the ZIP, not your parcel's exact Tax Rate Area. Santa Clara does not publish assessed values as free open data, so this page shows the rate and estimates a bill from the value you enter. Source: Santa Clara County Controller-Treasurer tax rates and the Santa Clara County Assessor 2025 parcel roll.