San Diego Property Tax Rate by ZIP Code

Across San Diego County the ad-valorem property tax rate for most parcels runs about 1.0611% to 1.2511% of assessed value (the middle 80% of parcels), with a parcel-weighted median near 1.1643% — the 1% Proposition 13 base plus each area's voter-approved debt. Some areas run higher; see the highest/lowest ZIP list above. It varies by ZIP because voter-approved school and district bonds differ from area to area.

The 1% Proposition 13 base is the same everywhere, but each Tax Rate Area adds its own voter-approved bond debt (schools, community colleges, cities, special districts). ZIP codes in areas with more approved bonds have higher total rates. A single ZIP can span more than one Tax Rate Area, so the figure shown is a typical rate for that ZIP, not your parcel's exact rate.

The headline typical value for each ZIP is the single-family median where available. Using the SanGIS Assessor use code, each ZIP also breaks the typical assessed value and bill down by property type — single-family, condo, and 2-4-unit residential income. They're existing-owner Proposition 13 medians and a helpful area benchmark; your own bill is your assessed value times your parcel's Tax Rate Area rate.

No. These are ad-valorem rates only (the 1% base plus voter-approved debt). Mello-Roos / Community Facilities District special taxes and fixed direct assessments are billed separately and can add hundreds to a few thousand dollars a year on some parcels.