California Property Tools

San Diego Property Tax Rate

The typical property-tax rate in San Diego is about 1.25% of assessed value (about 1.07%–1.25% across most of the city's parcels) — the 1% Proposition 13 base plus voter-approved debt. The median single-family home in San Diego is assessed at about $557,767 for existing owners (county parcel roll, computed October 2026; 199,101 single-family parcels) — roughly $6,972 a year. Estimate your own bill below, or jump to where to pay and look up your bill.

At about 1.25%, San Diego is above the ~1.14% average across these California cities. San Diego is in San Diego County, which averages about 1.17% on the Board of Equalization's county-average rate — see the San Diego County overview →

$

At San Diego's typical rate of 1.25% (range 1.07%–1.25% across most parcels):

$6,972 / year

Range across most of San Diego's Tax Rate Areas: $5,968–$6,972.

Ad-valorem only — excludes Mello-Roos and fixed direct assessments. Your exact rate depends on your parcel's Tax Rate Area. Under Proposition 13, assessed value is generally your purchase price, rising ≤2% a year.

How San Diego property tax is calculated

California taxes property under Proposition 13: your assessed value is generally set when you buy, then rises no more than 2% a year until the property changes hands or is newly built. The annual bill is that assessed value times the ad-valorem rate — the 1% base plus voter-approved bonds — which is why San Diego's typical rate works out to about 1.25%. Because the bonds differ by Tax Rate Area, two homes in San Diego can pay slightly different rates. Mello-Roos and fixed direct assessments, where they apply, are billed separately on top. To see how the rate shifts across the county, use the San Diego County property tax rate by ZIP code. See the San Diego County Mello-Roos district list to check whether a community has a CFD special tax.

Learn the rules behind the rate: Proposition 13, Mello-Roos, and what triggers a reassessment.

San Diego's total assessed value

The total assessed value of all taxable property in San Diego reached $369.3 billion in 2025, up 4.4% from the year before and up 98.8% since 2013. That is the citywide roll across all property types (State Board of Equalization) — not the value of any single home. The roll grows with new construction, sales that reset values, and the Proposition 13 2% annual cap, so it rises even when the tax rate does not.

Pay or look up your San Diego property tax bill

San Diego does not bill property tax itself — your bill comes from San Diego County, in two installments: the first is due November 1 (delinquent after December 10) and the second February 1 (delinquent after April 10), with a 10% penalty after each date. These dates are set by California law and are the same in every county.

County links go to official government sites; verify amounts there before paying.

Frequently Asked Questions

What is the property tax rate in San Diego, CA?

The typical property-tax rate in San Diego is about 1.25% of assessed value (roughly 1.07%–1.25% across most of the city's parcels, each at its own Tax Rate Area) — the 1% Proposition 13 base plus voter-approved debt. That's above the average across these California cities (~1.14%). Mello-Roos and fixed direct assessments, where a parcel has them, are billed on top.

How much is property tax in San Diego?

The median single-family home in San Diego is assessed at about $557,767 for existing owners (county parcel roll, computed October 2026; 199,101 single-family parcels), which works out to roughly $6,972 a year at 1.25%. Under Proposition 13 your assessed value is generally what you paid when you bought, rising no more than 2% a year — estimate your own bill with the calculator above.

How much is property tax on a home you buy in San Diego — starter to typical?

Property tax in San Diego runs about 1.25% of the price you pay, so a buyer's bill scales with the home — roughly $5,000 a year on a $400,000 home and about $9,375 on a $750,000 home. Existing owners are taxed on their lower Proposition 13 value instead — the median San Diego single-family home is assessed near $557,767, for about $6,972 a year. Enter your own price in the calculator above.

Why do property tax rates vary within San Diego?

San Diego spans more than one Tax Rate Area (it has 333). The 1% base is the same everywhere, but each area adds its own voter-approved school, city, and special-district bonds, so two homes in San Diego can pay slightly different total rates. The figure here is the typical rate across San Diego's parcels.

What is the San Diego property tax rate for 2026?

The 1.25% shown here is from San Diego County's 2025-26 tax-rate book — the rate on the bills that came due in December 2025 and April 2026. The bills mailed in October 2026 are for fiscal year 2026-27: the 1% Proposition 13 base never changes, and the voter-approved debt rates on top of it are recalculated by the county each year, after the roll closes on July 1 and before the Board of Supervisors adopts the rates by October 3 (Gov. Code §29100), as bonds are paid down or sold, so the total usually moves by a few hundredths of a percent, not whole points. What does change for most owners is the assessed value: the Board of Equalization set the 2026-27 inflation factor at 2%, so a San Diego home that did not sell or add construction is assessed 2% higher than last year and its bill rises about 2% if the rate holds. A home bought or built in the past year is taxed on its new base-year value instead, and usually gets a supplemental bill.

When are property taxes due in San Diego?

San Diego County bills San Diego property taxes in two installments: the first is due November 1 (delinquent after December 10) and the second February 1 (delinquent after April 10), with a 10% penalty after each date. These deadlines are set by California state law and are the same countywide. Bills are issued and paid through the San Diego County Treasurer-Tax Collector, not the city of San Diego.

Learn More

Rate source: San Diego County Auditor-Controller Tax Rate Area rates (fiscal year 2025-26) joined to the San Diego County Assessor / GIS parcel roll (aggregates only, no parcel or owner data). The figure is the typical ad-valorem rate across San Diego's parcels; your parcel's exact rate depends on its Tax Rate Area, and Mello-Roos or fixed direct assessments are extra. Typical value is the median assessed value of the city's single-family parcels, selected by the county Assessor's use codes (existing-owner Proposition 13 basis) — condos, apartments and commercial property excluded. Educational estimate, not an official bill.

Last reviewed: October 2026.