San Bernardino County Mello-Roos Districts
San Bernardino County, California has 140 reporting Mello-Roos Community Facilities Districts (CFDs), carrying about $1.21 billion in bond debt and levying roughly $99 million in special taxes a year. Search the full list below by name or purpose — each district shows its bond debt, annual special tax, and how much is going unpaid.
District-level figures from the California Debt and Investment Advisory Commission (CDIAC), reporting year 2024-25. Aggregates only — no parcel or owner data.
All San Bernardino County Mello-Roos districts
Showing 140 of 140 districts.
| District (CFD) | Purpose | Bond debt outstanding | Annual special tax | % unpaid | Final year |
|---|---|---|---|---|---|
| Chino CFD No 2003-3 | Infrastructure | $142M | $2.6M | 1.5% | 2054 |
| San Bernardino County CFD No 2006-1 | Infrastructure | $54.9M | $1.1M | 0.8% | 2048 |
| California Municipal Finance Authority CFD No 2023-11 | Infrastructure | $42.8M | $1.4M | 0.0% | 2060 |
| Fontana CFD No 109 | Infrastructure | $36.2M | $2.1M | 0.4% | 2054 |
| Fontana CFD No 112 | Infrastructure | $30.8M | $2.0M | 0.2% | 2054 |
| Ontario CFD No 64 | Infrastructure | $27.9M | $1.9M | 1.7% | 2055 |
| Upland CFD No 2003-2 | Infrastructure | $23.4M | $1.5M | 0.5% | 2034 |
| Rancho Cucamonga CFD No 2004-01 | Infrastructure | $21.9M | $2.4M | 1.1% | 2036 |
| Fontana CFD No 90 | Infrastructure | $21.0M | $1.5M | 0.7% | 2051 |
| Fontana CFD No 31 | Infrastructure | $20.9M | $2.6M | 0.5% | 2036 |
| Fontana CFD No 85 | Infrastructure | $20.7M | $1.5M | 0.5% | 2050 |
| Ontario CFD No 53 | Infrastructure | $20.6M | $1.5M | 1.1% | 2051 |
| Chino CFD No 2005-1 | Infrastructure | $19.9M | $1.5M | 1.3% | 2046 |
| Ontario CFD No 56 | Infrastructure | $19.2M | $1.5M | 0.9% | 2054 |
| Fontana CFD No 22 | Infrastructure | $18.8M | $2.7M | 0.1% | 2034 |
| Upland CFD No 2015-1 | Infrastructure | $17.2M | $577K | 0.7% | 2051 |
| Rialto CFD No 2020-1 | Water & sewer | $16.8M | $1.7M | 0.2% | 2058 |
| Upland CFD No 2016-1 | Infrastructure | $15.3M | $576K | 0.7% | 2051 |
| Ontario CFD No 43 | Infrastructure | $14.7M | $1.1M | 1.4% | 2050 |
| Ontario CFD No 24 | Infrastructure | $13.5M | $1.1M | 2.0% | 2046 |
| Victor Elementary School District CFD No 2005-1 | Schools | $13.4M | $1.1M | 1.1% | 2046 |
| San Bernardino County CFD No 2002-1 | Infrastructure | $13.3M | $1.7M | 0.0% | 2033 |
| Ontario CFD No 41 | Infrastructure | $13.2M | $962K | 0.4% | 2052 |
| Ontario CFD No 57 | Infrastructure | $12.6M | $990K | 1.8% | 2052 |
| Ontario CFD No 30 | Infrastructure | $12.3M | $964K | 0.8% | 2048 |
| Adelanto Elementary School District CFD No 1 | Schools | $11.4M | $1.2M | 0.3% | 2039 |
| Ontario CFD No 35 | Infrastructure | $11.2M | $901K | 0.8% | 2054 |
| Adelanto Elementary School District CFD No 4 | Schools | $11.1M | $734K | 0.0% | 2053 |
| Coyote Canyon Public Facilities CFD No 2004-1 of Etiwanda Sch Dist | Schools | $11.1M | $1.2M | 1.3% | 2039 |
| Rancho Cucamonga CFD No 2003-01 | Infrastructure | $11.1M | $1.3M | 0.8% | 2033 |
| Redlands Unified School District CFD No 2001-1 | Schools | $10.9M | $1.2M | 0.6% | 2037 |
| Ontario CFD No 66 | Infrastructure | $10.3M | $837K | 2.4% | 2054 |
| Chino CFD No 2019-1 | Infrastructure | $9.6M | $596K | 0.6% | 2051 |
| Ontario CFD No 38 | Infrastructure | $9.5M | $800K | 1.0% | 2049 |
| Fontana CFD No 80 | Infrastructure | $9.5M | $803K | 0.5% | 2046 |
| Adelanto CFD No 2006-2 | Infrastructure | $9.2M | $409K | 0.9% | 2045 |
| Chino CFD No 2009-1 | Infrastructure | $9.2M | $824K | 0.0% | 2038 |
| Ontario CFD No 55 | Infrastructure | $9.2M | $758K | 1.3% | 2053 |
| Fontana CFD No 95 | Infrastructure | $8.8M | $673K | 0.5% | 2052 |
| Yucaipa CFD No 98-1 | Infrastructure | $8.7M | $1.8M | 0.3% | 2030 |
| Etiwanda School District CFD No 2004-2 | Schools | $8.6M | $809K | 1.6% | 2037 |
| Chino Hills CFD No 5 | Infrastructure | $8.4M | $2.9M | 1.4% | 2034 |
| Ontario CFD No 45 | Infrastructure | $8.3M | $644K | 2.8% | 2051 |
| Ontario CFD No 26 | Infrastructure | $8.0M | $682K | 0.8% | 2049 |
| Ontario CFD No 25 | Infrastructure | $7.8M | $665K | 1.0% | 2049 |
| Ontario CFD No 28 | Infrastructure | $7.7M | $689K | 2.6% | 2047 |
| Fontana CFD No 111 | Infrastructure | $7.6M | $596K | 0.0% | 2054 |
| Rancho Etiwanda Public Facilities CFD No 1 | Schools | $7.4M | $1.5M | 0.3% | 2031 |
| Fontana CFD No 12 | Infrastructure | $7.0M | $1.5M | 0.6% | 2030 |
| Ontario CFD No 34 | Infrastructure | $6.9M | $539K | 1.7% | 2048 |
| Chino CFD No 2021-1 | Infrastructure | $6.9M | $487K | 0.6% | 2053 |
| Victor Elementary School District CFD No 2004-1 | Schools | $6.9M | $848K | 1.2% | 2034 |
| Ontario CFD No 42 | Infrastructure | $6.9M | $592K | 2.3% | 2052 |
| Ontario CFD No 46 | Infrastructure | $6.7M | $545K | 2.0% | 2051 |
| Chino CFD No 2016-2 | Infrastructure | $6.7M | $489K | 1.1% | 2047 |
| Fontana CFD No 106 | Infrastructure | $6.7M | $528K | 0.7% | 2052 |
| Etiwanda School District CFD No 2018-1 | Schools | $6.3M | $483K | 1.4% | 2050 |
| Fontana CFD No 81 | Infrastructure | $6.3M | $481K | 0.5% | 2048 |
| Snowline Joint Unified School District CFD No 2002-1 | Schools | $6.2M | $973K | 0.9% | 2034 |
| Fontana CFD No 88 | Infrastructure | $6.1M | $468K | 0.6% | 2051 |
| Redlands CFD No 2003-1 | Infrastructure | $6.0M | $834K | 0.0% | 2033 |
| Ontario CFD No 54 | Infrastructure | $5.9M | $509K | 4.6% | 2052 |
| Etiwanda School District CFD No 9 | Schools | $5.9M | $766K | 1.1% | 2035 |
| Ontario CFD No 40 | Infrastructure | $5.9M | $496K | 0.8% | 2050 |
| Agua Mansa Industrial Growth Association CFD No 2002-1 | Infrastructure | $5.8M | $692K | 0.0% | 2033 |
| East Valley Water District CFD No 2021-1 (Mediterra) | Water & sewer | $5.6M | $306K | 1.1% | 2053 |
| Ontario CFD No 33 | Infrastructure | $5.6M | $502K | 1.0% | 2050 |
| Hesperia Unified School District CFD No 2015-1 | Schools | $5.6M | $306K | 0.4% | 2055 |
| Etiwanda School District CFD No 7 | Schools | $5.5M | $1.4M | 0.5% | 2031 |
| Fontana CFD No 100 | Infrastructure | $5.3M | $440K | 1.3% | 2054 |
| Fontana CFD No 89 | Infrastructure | $5.2M | $406K | 0.0% | 2051 |
| Fontana CFD No 87 | Infrastructure | $5.0M | $522K | 0.5% | 2051 |
| Colton Joint Unified School District CFD No 3 | Schools | $4.8M | $369K | 1.1% | 2044 |
| Rialto CFD No 2019-2 | Infrastructure | $4.8M | $276K | 0.0% | 2051 |
| Hesperia Unified School District CFD No 2006-5 | Schools | $4.7M | $498K | 0.9% | 2037 |
| Fontana CFD No 71 | Infrastructure | $4.7M | $360K | 0.0% | 2046 |
| Chino CFD No 2006-2 | Infrastructure | $4.6M | $550K | 0.3% | 2035 |
| Ontario CFD No 39 | Infrastructure | $4.6M | $410K | 1.4% | 2049 |
| Fontana CFD No 99 | Infrastructure | $4.5M | $385K | 1.0% | 2053 |
| Rancho Cucamonga CFD No 2000-03 | Infrastructure | $4.5M | $566K | 0.3% | 2035 |
| Fontana CFD No 86 | Infrastructure | $4.5M | $343K | 1.0% | 2050 |
| Chino CFD No 2006-3 | Infrastructure | $4.5M | $331K | 0.9% | 2044 |
| Redlands Unified School District CFD No 2006-1 | Schools | $4.5M | $298K | 0.0% | 2050 |
| Etiwanda School District CFD No 2004-1 | Schools | $4.4M | $549K | 0.7% | 2035 |
| Ontario CFD No 31 | Infrastructure | $4.3M | $393K | 1.1% | 2047 |
| Victor Elementary School District CFD No 2006-2 | Schools | $4.3M | $381K | 1.2% | 2046 |
| Upland CFD No 2022-1 | Infrastructure | $4.3M | $285K | 0.0% | 2053 |
| Rancho Cucamonga CFD No 2001-01 | Infrastructure | $4.0M | $670K | 1.0% | 2031 |
| Victoria Gardens Public Facilities CFD No 2007-1 of Etiwanda Sch Dist | Schools | $4.0M | $436K | 0.8% | 2037 |
| Rialto CFD No 2006-1 | Infrastructure | $3.9M | $385K | 0.8% | 2036 |
| Chino CFD No 2006-1 | Infrastructure | $3.8M | $243K | 1.9% | 2043 |
| Fontana CFD No 74B | Infrastructure | $3.6M | $367K | 0.6% | 2049 |
| Chino CFD No 2003-1 | Infrastructure | $3.6M | $448K | 0.5% | 2033 |
| Fontana CFD No 107 | Infrastructure | $3.6M | $289K | 1.0% | 2054 |
| Chino Hills CFD No 10 | Infrastructure | $3.6M | $829K | 1.7% | 2029 |
| Adelanto Elementary School District CFD No 2 | Schools | $3.4M | $335K | 0.5% | 2039 |
| San Bernardino | Water & sewer | $3.4M | $267K | 6.4% | 2052 |
| Chino CFD No 2003-2 | Infrastructure | $3.3M | $413K | 0.9% | 2033 |
| Cucamonga School District CFD No 97-1 | Schools | $3.2M | $486K | 0.9% | 2034 |
| Etiwanda School District CFD No 8 | Schools | $3.2M | $678K | 0.6% | 2032 |
| San Bernardino County CFD No 2003-1 | Infrastructure | $3.2M | $431K | 0.0% | 2033 |
| Chino CFD No 2003-4 | Infrastructure | $3.0M | $374K | 0.0% | 2033 |
| Victor Valley Union High School District CFD No 2007-1 | Schools | $3.0M | $303K | 1.0% | 2043 |
| Moreno Valley Unified School District CFD No 2005-4 | Schools | $2.9M | $229K | 1.4% | 2046 |
| San Bernardino CFD No 2018-2 | Parks & recreation | $2.9M | $213K | 2.7% | 2053 |
| Chino CFD No 2005-2 | Infrastructure | $2.9M | $489K | 0.0% | 2035 |
| Ontario CFD No 13 | Infrastructure | $2.8M | $308K | 0.0% | 2038 |
| Colton Joint Unified School District CFD No 2 | Schools | $2.8M | $436K | 0.3% | 2034 |
| San Bernardino CFD No 2021-1 | Infrastructure | $2.7M | $224K | 0.0% | 2052 |
| Rancho Cucamonga CFD No 2006-01 | Infrastructure | $2.5M | $289K | 1.5% | 2037 |
| Victorville CFD No 07-01 | Infrastructure | $2.4M | $189K | 1.5% | 2042 |
| Chino CFD No 99-1 | Infrastructure | $2.2M | $462K | 0.0% | 2029 |
| Victorville CFD No 01-01 | Water & sewer | $2.2M | $280K | 0.9% | 2035 |
| Victor Elementary School District CFD No 2005-2 | Schools | $2.1M | $296K | 1.4% | 2036 |
| Hesperia Unified School District CFD No 2013-1 | Schools | $2.1M | $210K | 0.5% | 2043 |
| Etiwanda School District CFD No 2001-1 | Schools | $2.0M | $380K | 0.7% | 2032 |
| California Municipal Finance Authority CFD No 2022-28 | Infrastructure | $1.8M | — | 0.0% | 2054 |
| Fontana CFD No 11 | Infrastructure | $1.8M | $543K | 0.1% | 2028 |
| Fontana CFD No 70 | Infrastructure | $1.8M | $165K | 0.0% | 2043 |
| Fontana CFD No 37 | Infrastructure | $1.8M | $237K | 1.4% | 2035 |
| Yucaipa-Calimesa Joint Unified School District CFD No 3 | Schools | $1.7M | $202K | 0.0% | 2041 |
| Victor Valley Union High School District CFD No 2003-1 | Schools | $1.6M | $245K | 0.7% | 2035 |
| Rancho Cucamonga CFD No 2006-02 | Infrastructure | $1.5M | $183K | 1.1% | 2037 |
| Highland CFD No 2001-1 | Infrastructure | $1.3M | $374K | 2.0% | 2028 |
| Redlands CFD No 2001-1 | Infrastructure | $1.3M | $760K | 0.0% | 2026 |
| Chino CFD No 2001-1 | Infrastructure | $1.3M | $184K | 0.8% | 2032 |
| Upland Unified School District CFD No 01-1 | Schools | $1.1M | $189K | 0.8% | 2032 |
| Upland CFD No 2003-1 | Infrastructure | $930K | $138K | 0.0% | 2034 |
| Fontana CFD No 7 | Infrastructure | $880K | $268K | 0.7% | 2028 |
| California Statewide Communities Development Authority CFD No 2020-03 | Infrastructure | $790K | $57K | 0.0% | 2050 |
| Yucaipa-Calimesa Joint Unified School District CFD No 2 | Schools | $785K | $152K | 1.5% | 2036 |
| Upland Unified School District CFD No 99-1 | Schools | $701K | $173K | 1.3% | 2029 |
| Chino CFD No 2000-1 | Infrastructure | $655K | $118K | 0.0% | 2030 |
| Chino Hills CFD No 2 | Infrastructure | $565K | $444K | 0.8% | 2033 |
| Rancho Cucamonga CFD No 2000-02 | Infrastructure | $515K | $528K | 0.0% | 2025 |
| Snowline Joint Unified School District CFD No 2005-3 | Water & sewer | $385K | $581K | 0.4% | 2036 |
| Mountain View School District CFD No 97-1 (San Bernardino Co) | Schools | $233K | $88K | 0.7% | 2027 |
| Rancho Cucamonga CFD No 2000-01 | Infrastructure | $50K | $33K | 0.2% | 2025 |
| Etiwanda School District CFD No 4 | Schools | — | — | 0.0% | 2024 |
| Hesperia CFD No 2005-1 | Infrastructure | — | — | 0.0% | 2035 |
Source: California Debt and Investment Advisory Commission (CDIAC) — Mello-Roos CFD Yearly Fiscal Status Reports. Bond debt is principal outstanding; “annual special tax” is the amount levied for the year; “% unpaid” is the share of that levy still unpaid (a delinquency signal). Self-reported by issuers; verify against your tax bill and the district before relying.
How Mello-Roos works in San Bernardino County
A Mello-Roos special tax is separate from your Proposition 13 ad-valorem tax. It funds a specific district's bonds — new schools, roads, water and sewer, parks — or ongoing services, and it is charged as a flat amount set by each CFD's Rate and Method of Apportionment, not as a percentage of your assessed value. That is why two similar homes in San Bernardino County can have very different total bills: one may sit inside a CFD and the other may not.
Mello-Roos vs. your Proposition 13 tax
The 1% Proposition 13 base plus voter-approved debt is value-based and applies county-wide. A Mello-Roos / CFD special tax applies only to parcels inside the district and is a flat charge. See what Mello-Roos is and how Proposition 13 sets the rest of your bill.
See the county overview and typical rates on the San Bernardino County property tax page.
Frequently Asked Questions
What is Mello-Roos in San Bernardino County?
Mello-Roos is a special tax authorized by California's Mello-Roos Community Facilities Act of 1982 (Gov. Code §53311). A Community Facilities District (CFD) — usually a city, school district, or the county — levies it on parcels inside the district to repay bonds for infrastructure or services, billed on top of the 1% Proposition 13 rate as a flat "direct assessment," not based on your home's value. San Bernardino County has 140 reporting CFDs with about $1.21 billion in bond debt outstanding (CDIAC, reporting year 2024-25).
How do I find which Mello-Roos district applies to my San Bernardino County property?
Your Mello-Roos tax appears as a flat line item in the "direct assessments" or "special assessments" section of your San Bernardino County tax bill, usually naming the CFD. Search that name (or the district's purpose) in the list below to identify it. Mello-Roos amounts are set per parcel under each district's Rate and Method of Apportionment, so the exact figure for your parcel is on your bill or from the district.
How much is Mello-Roos in San Bernardino County?
It varies widely by district and parcel — there is no single county rate. Across all 140 San Bernardino County CFDs, about $99 million in special taxes is levied each year. A typical single-family Mello-Roos charge runs roughly $1,500–$5,000 a year, but depends entirely on the CFD and its Rate and Method. Check the district in the table and your own tax bill.
Do San Bernardino County Mello-Roos taxes ever end?
Usually yes. A CFD's special tax is tied to its bonds, so it typically ends when the bonds are repaid — often 20 to 40 years after issuance. The "Final year" column shows each district's latest reported bond maturity. Some CFDs that fund ongoing services rather than bonds can continue indefinitely; check the district's Rate and Method.
What happens if Mello-Roos isn't paid in San Bernardino County?
An unpaid Mello-Roos special tax is a lien and can trigger an accelerated judicial foreclosure — faster than ordinary property-tax delinquency — because bondholders must be paid. In reporting year 2024-25, San Bernardino County CFDs reported about 612 delinquent parcels, with roughly 0.8% of the annual special tax left unpaid. Districts with a high unpaid share are flagged in the table.
Learn More
California-specific educational information, not advice. District figures are self-reported by issuers to the California Debt and Investment Advisory Commission (CDIAC) for reporting year 2024-25 and are aggregates only — no parcel or owner identities. Your parcel's Mello-Roos charge is set by the district's Rate and Method of Apportionment; confirm it on your San Bernardino County tax bill and with the district. A few Community Facilities Districts span more than one county; those are not listed on any single county page here.